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FRED LOYA INSURANCE is a direct property and casualty insurance carriers employer in HAYWARD, CA. Federal records show 1 OSHA inspection with 4 violations and $1,230 in penalties. All data sourced from public federal enforcement records.

Data sourced from OSHA, DOL WHD, MSHA, EPA ECHO, NLRB, FMCSA, OFLC, BLS, SAM.gov, CMS, USAspending, CPSC, NHTSA, and the UVA Corporate Prosecution Registry. Last updated: May 3, 2026.

FRED LOYA INSURANCE

20942 MISSION BLVD, HAYWARD, CA, 94541

524126 Top companies in Direct Property and Casualty Insurance Carriers

Federal Enforcement
1
OSHA inspection
4 violations
$1,230 in penalties

Industry Benchmark

Industry Avg TRIR
0.3
Industry Avg DART
0.1
Industry rates from BLS SOII 2024. Self-reported rates from OSHA ITA.
OSHA Inspections
1
OSHA Violations
4
Total Penalties
$1,230
Trend
STABLE
WHD Cases
0
Back Wages Owed
$0
Confidence
MEDIUM
SVEP Flag
No

Data Insights

History Span
12 years
Last Activity
12yr ago
Inspection Rate
0.1/yr
Violation Rate
0.3/yr
Violation Severity Mix
$308 avg per violation$1,230 avg per inspection
Active Agencies:
OSHA$1,230 total across all agencies

Inspection Breakdown

Complaint
1
Complaint and accident-triggered inspections are stronger risk signals than routine planned inspections.
Violation rate: 100% of inspections

Peer Comparison

96%
Worse than most peers
vs 79 employers in same industry & state
Fewer violationsMore violations
Penalty Percentile
94%

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Inspection History

No inspection records found.

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Data aggregated from public federal enforcement and program records (OSHA, WHD, MSHA, EPA, NLRB, FMCSA, OFLC, BLS, SAM.gov, CMS, USAspending, CPSC, NHTSA) plus the UVA Corporate Prosecution Registry. Employer profiles matched by name and location — matching errors may occur. Risk scores computed by FastDOL, not official government assessments. OSHA citations typically appear 3-8 months after the inspection, so very recent enforcement actions may not yet be reflected. Data provided as-is. Report a data error.

Other employers in Direct Property and Casualty Insurance Carriers within CA

Industry context

Within the direct property and casualty insurance carriers industry in CA, FRED LOYA INSURANCE ranks in the 96th percentile of OSHA violation frequency across 79 comparable establishments. That places this employer among the highest-violation establishments in its peer set.

OSHA penalty totals rank in the 94th percentile of the same peer group.

The Bureau of Labor Statistics reports an industry-average Total Recordable Incident Rate (TRIR) of 0.3 for the direct property and casualty insurance carriers sector, with a Days Away, Restricted, or Transferred (DART) rate of 0.1.

Activity timeline

No federal enforcement activity has been recorded against this establishment in the past 12 years.

Frequently Asked Questions

What is FRED LOYA INSURANCE's OSHA violation history?
FRED LOYA INSURANCE has 1 OSHA inspection on record with 4 violations and $1,230 in total penalties.
How does FRED LOYA INSURANCE's safety record compare to its industry?
FRED LOYA INSURANCE operates in the direct property and casualty insurance carriers industry. The industry average Total Recordable Incident Rate (TRIR) is 0.3.

About this data

This profile aggregates federal enforcement records on FRED LOYA INSURANCE of HAYWARD, CA from 17 federal data sources. Records were found in 2 sources: OSHA workplace safety inspections, and BLS industry safety benchmarks. The remaining 15 sources were checked and found no matching records: WHD, MSHA, EPA, NLRB, OFLC, OFCCP, FMCSA, USAspending, SAM.gov, CMS, CPSC, NHTSA, UVA, SEC enforcement, SEC facts.

Establishments are matched across agencies using normalized employer name, state, and ZIP code. The dataset was last refreshed on May 3, 2026.

This profile may be incomplete if FRED LOYA INSURANCEoperates under multiple legal names, files under variations our entity-matching rules don't yet cover, or maintains records below current matching thresholds. To report a missing record or correction, email corrections@fastdol.com.